Typically, vision insurance or vision benefits companies are preferred provider organizations (PPOs).
A vision insurance PPO contracts with a network of eye care professionals that includes optometrists, ophthalmologists, opticians and eyewear retailers to provide services to vision plan members at a discount to normal retail prices.
A vision insurance PPO usually offers access to both network and out-of-network providers. When obtaining care or services from a network provider, vision plan members typically are asked to make a small "co-pay" (usually $10 to $15) at the time of the visit.
Vision plan members electing to use out-of-network providers are required to pay the full professional fee at the time of service. Afterward, they can request reimbursement from the vision insurance company. Out-of-network provider services usually are more expensive than network services.
Vision Insurance Companies
Major providers of vision insurance or vision benefits plans in the United States include (in alphabetical order):
Advantica 12399 Gravois Road, Second Floor, St. Louis, MO 63127 1-866-354-2020
Aflac 1932 Wynnton Road, Columbus, GA 31999 1-800-99AFLAC
AlwaysCare Benefits The Starmount Building, 8485 Goodwood Blvd., Baton Rouge, LA 70806-7878 1-888-729-5433, Ext. 2013
Avesis 3030 N. Central Avenue, Suite 300, Phoenix, AZ 85012 1-800-522-0258
Davis Vision Capital Region Health Park, Suite 301, 711 Troy-Schenectady Road, Latham, NY 12110 1-800-999-5431
EyeMed Vision Care 4000 Luxottica Place, Mason, OH 45040 1-866-9EYEMED
HumanaVision Vision Care Plan (VCP) 500 West Main Street, Louisville, KY 40202 1-866-537-0229
National Vision Administrators (NVA) 1200 Route 46 West, Clifton, NJ 07013 1-800-672-7723
MESVision P.O. Box 25208, Santa Ana, CA 92799 1-800-877-6372
Superior Vision 11101 White Rock Road, Rancho Cordova, CA 95670 1-800-507-3800
UnitedHealthcare Vision 9900 Bren Road East, Minnetonka, MN 55343 1-800-638-3120
Unum Vision 8485 Goodwood Blvd., Baton Rouge, LA 70806 1-866-679-3054
VSP 3333 Quality Drive, Rancho Cordova, CA 95670 1-800-877-7195
Disclaimer: Inclusion in the list above does not represent endorsement by AllAboutVision.com. Individuals and employers seeking a vision plan should thoroughly research vision insurance companies before choosing a provider or plan.
Additional information about the companies listed above, including vision plans and premiums, can be found on their respective websites.
You also can obtain a list of vision insurance providers by contacting the National Association of Vision Care Plans (NAVCP), although not all companies that offer vision insurance plans are members of the organization.
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